Last Updated on: April 17, 2026
This Agreement is between You (“Purchaser,” “You,” “Your”) and Monica Schwartz/Life Out Of Bounds (“Company,” “We,” “Us,” “Our”) for the purpose outlining the terms (“Terms”) of use of any digital products (“Product(s)”) purchased through this website at https://www.lifeoutofbounds.com, or any related domains or subdomains (the “Sites”).
By purchasing any Product(s), You agree to be bound by these Terms without any other conditions or declarations. If at any time You do not agree with these Terms, or find them otherwise unacceptable, please discontinue use of Our Product(s) immediately.
Scope of Product Purchase Agreement
Our “Product(s)” include, but are not limited to: e-books on various topics, and any other materials and/or documents for paid purchase on the Sites.
Intellectual Property
All Product(s) are the intellectual property of and are owned by Monica Schwartz/Life Out Of Bounds. All Product(s) are subject to the copyrights and other intellectual property rights of Monica Schwartz/Life Out Of Bounds, and are protected by United States Copyright Laws (U.S.C. Title 17). The Product(s) may not be copied for any reason, including your personal use, commercial use, or distribution, nor may these Product(s) be modified or reposted to other sites, without the prior express written permission of Company. We may prosecute You to the fullest extent permissible should We choose to do so, including asking for financial penalties (damages) and/or an injunction forcing You to stop using Our intellectual property immediately.
Age of Majority
You understand that, by purchasing any Product(s), services, or applications for which You tender payment or otherwise obtain through the Sites, You warrant that You are at least 18 years of age and are otherwise legally able to enter into a valid contract.
PURCHASE POLICIES & NO REFUNDS
ALL DIGITAL PRODUCT(S) WHICH ARE DOWNLOADABLE ARE NON-REFUNDABLE UPON PURCHASE UNDER ANY CIRCUMSTANCE, DUE TO THE IMMEDIATE NATURE OF DELIVERY OF THE PRODUCT(S) TO YOUR EMAIL ADDRESS AND BECAUSE YOU ARE GRANTED IMMEDIATE ACCESS TO THE LANGUAGE AND INFORMATION CONTAINED WITHIN THE DOCUMENT(S).
License to Use Product(s)
So long as You comply with these Terms of Use, Monica Schwartz/Life Out of Bounds grants You ONE revocable, worldwide, non-exclusive, non-transferable license to download and view the Product(s) You purchase solely for Your individual use with respect to Your business clients or similar business use, and which is not to include any reproduction, copying, or any other use of the Product(s) for resale or distribution (“Permitted Use”), provided that You: (1) abide by all copyright protections afforded to the Product(s), both as formally registered with the U.S. Copyright Office and as otherwise provided by law; (2) abide by all trademark protections afforded to the Product(s), both as formally registered with the U.S. Patent and Trademark Office, a state trademark authority, or as otherwise provided by common law; (3) do not use the Product(s) or otherwise offer them on any other website, through a networked computer environment, or otherwise offer them for distribution or sale or in any manner inconsistent with Permitted Use as provided by these Terms; and (4) do not modify the Product(s) in any way beyond edits and completions necessary to complete template forms consistent with Permitted Use outlined herein.
If You violate this license by giving or selling a copy of the Product(s) to any third-party, We reserve the right to invoice You for the licenses You have gifted to others, revoke Your access to our Product(s) permanently, and/or sue You for any and all damages.
Such permission to modify Product(s) consistent with the Permitted Use outlined above in no way expands the limited license provided herein, nor does it grant You intellectual property ownership in, or provide a general right to modification of, the Product(s).
NO WARRANTIES
MONICA SCHWARTZ/LIFE OUT OF BOUNDS’S PRODUCT(S) ARE PROVIDED “AS IS.” COMPANY OFFERS NO WARRANTY, EXPLICIT OR IMPLIED, REGARDING ANY PRODUCT(S), DOCUMENTS, OR TEMPLATES, THE ACCURACY OF ANY INFORMATION, OR ANY RIGHTS OR LICENSES UNDER THIS AGREEMENT INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. OBTAINING PRODUCT(S) AND MATERIALS AVAILABLE THROUGH THE SITES IS DONE AT YOUR OWN DISCRETION AND AT YOUR OWN RISK. MONICA SCHWARTZ/LIFE OUT OF BOUNDS MAKES NO WARRANTY THAT THE SITES, PRODUCT(S), OR MATERIALS WILL BE ACCURATE AND RELIABLE IN ALL INSTANCES.
Limitation of Liability
In no event shall Company be liable under this Agreement to Purchaser or any other third-party for consequential, indirect, incidental, special, exemplary, punitive, or enhanced damages, arising out of, relating to, or in connection with any breach of this Agreement, regardless of (a) whether such damages were foreseeable, (b) whether or not Purchaser was advised of such damages, and (c) the legal or equitable theory (contract, tort, or otherwise) upon which the claim is based.
Maximum Damages
The sole remedy for any actions or claims shall be limited to and shall not exceed the total monies paid by Purchaser for the Product(s) it purchased under this Agreement from Company.
No Guarantees
Company does not guarantee any desired results from the use of any Product(s) purchased on the Sites by Purchaser, including financial or other personal or business gains.
Sales Taxes
Should any sale and/or use tax be imposed on any part of Your purchase, such tax shall be collected from You and remitted by Company. All sales tax will be included in the checkout.
Entire Agreement
This is a binding Product Purchase and Use Agreement that incorporates the entire understanding of the Parties, supersedes any other written or oral agreements between the Parties, and any modifications must be in writing, signed by both Parties, and physically attached to the original agreement.
Venue & Jurisdiction
This Agreement shall be governed by and construed in accordance with the laws of the State of California, including all matters of construction, validity, performance, and enforcement, and without giving effect to the principles of conflict of laws. The Parties agree that any dispute or lawsuit arising out of, or concerning, this Agreement shall be resolved exclusively in a federal or state court of competent jurisdiction located in El Dorado County, California. The Parties assume responsibility for their own collection costs and legal fees incurred should enforcement of this Agreement become necessary.
Mediation & Arbitration
Before initiating any arbitration proceedings, Company and You agree to first attempt to resolve any dispute, claim, or controversy arising out of or relating to this Product Purchase and Use Agreement, including the breach, termination, enforcement, interpretation, or validity thereof, through good faith mediation. Mediation will be conducted in El Dorado County, California, with a mutually agreed-upon mediator, or if no agreement is reached, a mediator appointed by the parties.
If the matter is not resolved through mediation within thirty (30) days of the initial request for mediation (or a longer period if agreed to by the parties), then the dispute shall be decided by arbitration in accordance with the procedural rules of the American Arbitration Association. Company and You agree to be bound by the decision of the arbitrator(s). The arbitration proceeding shall take place in El Dorado County, California. The cost and expenses of the arbitrators shall be shared equally by the parties. Each party shall be responsible for its own costs and expenses in presenting the dispute for arbitration.
Severability & No Waiver
In the event that any part of this Agreement is found to be invalid or unenforceable, the remainder of this Agreement shall remain valid and enforceable. Any failure by one or both Parties to enforce a provision of this Agreement shall not constitute a waiver of any other portion or provision of this Agreement.
Transfer
This Agreement cannot be transferred or assigned to any third-party by the Purchaser without the written consent of the Company.
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